DISCRETIONARY AUTHORITY FOR TRADING

5Gens accepts discretionary authority to manage securities accounts on behalf of clients. 5Gens has the authority to determine, without obtaining specific client consent, the securities to be bought or sold, and the amount of the securities to be bought or sold.

In very few cases, 5Gens consults with the client prior to each trade to obtain concurrence if a blanket trading authorization has not been given.

Discretionary trading authority facilitates placing trades in your accounts on your behalf.

LIMITED POWER OF ATTORNEY

A limited power of attorney is a trading authorization for this purpose. Clients sign a limited power of attorney, which may also include a specific provision in a Trust, so that 5Gens may execute the trades on the Client’s behalf.